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Business Financial Services


Location(s):  Moose Jaw   

Business Financial Services is a diploma program. As banks increase the scope of services they offer their customers, the banking industry has determined that bank employees need to have skills that will enable them to work effectively in a wide range of functions. You will receive training that meets the needs of the financial market as requested by the Provincial Bankers' Association and the Institute of Canadian Bankers.

As part of the course requirements, you must register with the Institute of Canadian Bankers (ICB) and purchase the specified textbooks supplied by the ICB for the corresponding SIAST offered courses. You will receive assistance from SIAST with the process of registration with ICB and your textbook purchase. We also encourage you to enroll in the Canadian Securities Course (which has an additional tuition cost).

Length: 64 weeks

Year 1 (Business Certificate) - 32 weeks; Year 2 - 32 weeks


Career Opportunities

Graduates are prepared to work as management trainees in the financial market (financial institutions). These include chartered banks, investment firms, credit unions, trust companies and insurance companies.

For more information about career opportunities related to this program, contact Student Employment services at the campus nearest you.


  • account managers
  • customer service managers
  • financial services representatives
  • loans officers
  • member service representatives
  • personal banking officers

Program Details

Start Date(s): September

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Admission Requirements


  • Completion of a minimum of nine Business Certificate courses including Introductory Financial Accounting 1 (ACCT 122), Business Communications 2 (BCOM 121), Macro Economics (ECON 121), Mathematics of Finance (FIN 120), Marketing (MKTG 120) and Statistics (STAT 120)

  • English Language Requirement


Students must complete Business Certificate requirements before being awarded the diploma.

Applicants who do not possess the academic qualifications for a program may be admitted if evidence of probable success can be established through a special admission assessment. Interested individuals should still apply. Applicants are automatically considered for special admission. However, some specific admission requirements may still need to be met. You must review the details and program specific documentation concerning Special Admission.


The majority of SIAST programs have established ACCUPLACER© cut scores and Post-Secondary Success Requirements. Depending on the program, additional specific admission requirements may still need to be met.


ACCUPLACER ©     

ACCUPLACER© Cut Scores
for this program

See Certificate program
Post-Secondary Success

Post-Secondary Success Requirements
for this program

See Certificate program


Admission Method

First Qualified/First Admitted

The First Qualified/First Admitted (FQFA) process is used for the majority of SIAST programs. When we determine that you meet the program's admission requirements, you will be offered admission based on the date you fully qualify for the program. The earlier you provide the appropriate documents and information that qualify you for admission to the next intake, the earlier you might begin your studies. Your application, once qualified, is always considered for the next intake.

Applicants to programs with multiple intakes in an academic year remain in the application pool until the last intake for that academic year has begun. Programs using the FQFA process receive applications year round and maintain an application pool for each academic year. Qualified applicants who are not offered a seat must reapply for the next academic year.

Sponsored programs or programs targeted to specific groups do not accept applications year round or maintain an application pool.

Tuition and Fees

  • For complete details on tuition and fees for this program, click here to access the SIAST campus Tuition and Fee Schedules.

Learning Method(s)

SIAST offers a variety of learning methods for course delivery. The following learning methods are available for some of the courses in this program.
      Classroom
      Online
      Sask. Communications Network

Please refer to the course descriptions for course specific learning methods.


Prior Learning Assessment and Recognition (PLAR) Availability

SIAST recognizes that adults learn in many different ways and through many different means. This includes acquiring knowledge and skills through life and work experience or non-formal training.





Transfer Credit and Future Study Options


  • Graduates are eligible to receive direct entry to the Bachelor of Commerce Degree Completion Program at University Canada West.



Year 1 - Business Certificate Program
expand/contract all

Year 2

  • ADMN 206  Leadership Development
  • You will obtain a solid understanding of organizations and personal leadership. Your study will focus on blending principles and techniques of leadership, motivation, management, and self-development in an effort to help you develop your own philosophies about managing and being managed. Key topics include: the history and evolution of leadership thought, leadership effectiveness through the application of motivational techniques, facilitating follower empowerment, experiential learning and strategic leadership.

    4.0 Credit Units
    64.0 Lecture hours

    Learning Method(s): Lecture/Theory


  • ADMN 220  Organizational Behaviour
  • You will study human behaviour in organizations and develop the skills needed to deal with people at work. The course content includes individual behaviour, values, interpersonal relationships and communications, group and team dynamics, organizational culture, leadership and change. All topics are dealt with in the context of diverse formal organizations.

    4.0 Credit Units
    64.0 Lecture hours

    Learning Method(s): Lecture/Theory, Televised/SCN, Prior Learning


  • ADMN 224  Entrepreneurship
  • You will learn the specifics of organizing and opening a small business, including legislation, licenses, types of businesses and location. The course will end with an assignment that performs all the steps up to the opening of your business including the development of a Business Plan.

    5.0 Credit Units
    80.0 Other hours

    Learning Method(s): Lecture/Lab, Online/Blackboard

    Prerequisites:
    MKTG 120 Minimum Grade of 60


  • ECON 220  Money and Banking
  • You will learn about the role and functions of money in its many different forms in the economy, and you will study the financial markets and institutions comprising Canada's financial system. You will study the organization, structure, and development of Canada's banking system including money, interest rates, bank-created money, exchange rates, etc., and their interrelationship through analysis. Your studies will include a survey of the operations of the Bank of Canada and its day-to-day responsibilities as it reacts to the current economic conditions.

    4.0 Credit Units
    64.0 Lecture hours

    Learning Method(s): Lecture/Theory

    Prerequisites:
    ECON 121 Minimum Grade of 60


  • FIN_ 202  Financial Products & Services
  • Excellent product knowledge is central to relationship banking. You will develop a solid understanding and knowledge of financial products and services. You will learn to differentiate among products, to compare products and to fully explain products to clients. You will also acquire the foundational knowledge necessary to follow the trends and market innovations in retail products and services. The second component of the course relates to consumer lending in a bank setting. Topics include types of consumer credit, credit investigation, and collateral as they pertain to a financial institution.

    5.0 Credit Units
    80.0 Lecture hours

    Learning Method(s): Lecture/Theory


  • FIN_ 203  Agriculture Lending and Residential Mortgages
  • Your studies will include a study of the fundamentals of agriculture lending and the techniques of agriculture loan risk analysis. You will use these fundamentals and techniques to develop your understanding of the credit skills and concepts used in agriculture lending today. During the course, you will learn many different agriculture terms, technologies, and programs helping you to develop your repertoire of terminology in the agriculture sector. In addition, you will learn the fundamentals of mortgage lending. You will learn how to make a lending decision for a residential mortgage.

    5.0 Credit Units
    80.0 Lecture hours

    Learning Method(s): Lecture/Theory


  • FIN_ 225  Relationship Banking
  • You will develop techniques to improve your presence and effectiveness in client interactions by applying the key elements of the communication process. You will learn communication modes, perceptions and techniques, including body language. You will learn to tailor these communication applications to the reality of the financial services industry.

    5.0 Credit Units
    80.0 Lecture hours

    Learning Method(s): Lecture/Theory

    Prerequisites:
    BCOM 121 Minimum Grade of 60


  • FIN_ 227  Bank Systems and Practices
  • Your studies begin with an examination of the transactional systems in financial institutions associated with financial products and services. Subsequently, your studies will focus on the managerial systems that financial institutions use to meet corporate goals. You will then explore the interrelationship of these two systems to answer client inquiries and provide the best possible service. Your studies will conclude with a description of the internal policies and procedures which serve to ensure consistency and security through standardized practices.

    3.0 Credit Units
    48.0 Lecture hours

    Learning Method(s): Lecture/Theory


  • FIN_ 232  Integrative Seminar: Setting the Financial Scene
  • You will develop an efficient and effective response to a client's needs for financial services which is the ultimate goal of relationship banking. The course is designed to help develop you as a professional by providing you with the level of knowledge and skills necessary to match the client's financial needs and objectives to financial products and services. You will develop the competence to successfully complete business transactions and ultimately, you will achieve the level of competence required by financial services professionals.

    5.0 Credit Units
    80.0 Lecture hours

    Learning Method(s): Lecture/Theory

    Prerequisites:
    FIN 202 Minimum Grade of 60 and FIN 225 Minimum Grade of 60


  • FIN_ 235  Tax Fundamentals
  • You will learn the fundamentals of personal taxation that include calculating income, deductions, taxable income, and tax payable. The culmination of these steps is the actual preparation of personal tax returns.

    2.0 Credit Units
    32.0 Lecture hours

    Learning Method(s): Lecture/Theory

    Prerequisites:
    FIN 120 Minimum Grade of 60 and STAT 120 Minimum Grade of 60 and ACCT 122 Minimum Grade of 60


  • FIN_ 236  Personal Financial Planning
  • Use the fundamental principles, tools, and applications of personal finance and investment to develop a personal financial plan.

    2.0 Credit Units
    32.0 Lecture hours

    Learning Method(s): Lecture/Theory

    Prerequisites:
    ECON 121 Minimum Grade of 60 and FIN 120 Minimum Grade of 60


  • FIN_ 237  Canadian Securities Course Part 1
  • You will learn how to make sense of the complex financial world around you. You will gain the knowledge you need to make smart investment decisions, become a confident advisor and build a solid foundation for your career. You will learn about political and economic events that impact investment performance and decisions. You will gain an understanding of corporation financial statements, what they mean and how to analyze them. You will learn about many financial instruments such as fixed income, equities, structured products and derivatives.

    5.0 Credit Units
    80.0 Lecture hours

    Learning Method(s): Lecture/Theory


  • FIN_ 238  Canadian Securities Course Part 2
  • You will be introduced to corporate, industry and market performance/analysis. You will learn about financial planning including setting goals, cash flow analysis, investing, and taxation. You will be introduced to financial instruments such as mutual funds, managed funds, and segregated funds. Finally, you will gain an understanding of what it takes to build positive relationships with your clients.

    5.0 Credit Units
    80.0 Lecture hours

    Learning Method(s): Lecture/Theory

    Prerequisites:
    FIN 237 Minimum Grade of 60


  • LAW_ 220  Commercial Law
  • Your studies will focus on the field of commercial law. You will examine in detail the concepts of contract law and how these concepts are influenced by various legislative acts and common law. Particular attention will be focused on: tort law, negotiable instruments, secured transactions, insurance, bailments, agency, real property law, employment, sale of goods, and the various forms of business organizations.

    4.0 Credit Units
    64.0 Lecture hours

    Learning Method(s): Lecture/Theory, Televised/SCN

    Equivalent Course(s):   ACP 170    LAW 240   



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